Secured Loan

• A secured loan is designed for homeowners and allows them to use the equity in their property as security. This valuable asset can be turned into useable cash for consumers to use on virtually anything they want.

Reassurance

• Your customers can have extra peace of mind by opting for our Protected Payments Plan insurance product which is administered by Financial Insurance Group Services Limited and underwritten by AXA Sun Life Plc for Life cover, Lighthouse General Insurance Company Limited and Lighthouse Life Assurance Company for Disability, Unemployment and Hospitalisation due to Disability cover. This comprehensive cover will provide protection for 5 years.

No upfront fees

• Unlike a remortgage, there are no survey costs, arrangement fees or solicitors fees that you or your customer has to pay. We will take care of them.

Flexibility

• We have a range of plans with attractive rates and repayment terms of up to 25 years to choose from.
Typical 19.2% APR variable

Minimum repayment scheme

• With our flexible repayment scheme your customers have the choice to pay as little as the minimum repayment or to make extra payments if they wish. The flexibility of making extra payments may reduce the amount of interest payable and the number of installments to be made.
  Typical 19.2% APR variable.
  THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
  Loans will be secured by mortgage on your home.
  

Interest calculated daily

• Unlike some lenders, we calculates the interest on the outstanding balance on a daily basis debited monthly.
  
  Typical Example
  Secured Personal Loan of £ 10,000 repayable by 60 monthly repayments of £216.88. Total Amount payable £13,009.30.
  Typical 19.2% APR variable.
  THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
  YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
  Loans will be secured by mortgage on your home.